How To Buy A House Without Your Spouse Knowing at Buying

How To Buy A House Without Your Spouse Knowing. If you obtain a mortgage and the property will be a primary residence for you and not an investment then he will need to join on the mortgage and other docs at closing. So you don’t have to worry about your statements ending up in your spouse’s hands.

Buying a house without your spouse is possible with the right income and credit. This means that your spouse must sign the mortgage contract as a property owner if you take out a loan against a property that you jointly own. If you purchase cash there are no worries.

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You can buy your ex’s share of the equity straight out if you have enough cash on hand. If your spouse’s name is on the deed to your house, you will need their signature. A person who does this without a title interest in the property or authority from you commits a. You can even do it to save one of your land transfer tax credits for the next purchase.