Can I Buy A House After Bankruptcy at Buying

Can I Buy A House After Bankruptcy. You may be able to obtain a mortgage with one of these loans in just a few years following the discharge or dismissal of your bankruptcy. However, in your attempts to do so, you might find that most lenders will be reluctant to approve any new loan in your name.

Getting a mortgage is difficult at the best of times. What happens to a zombie house after bankruptcy? What about buying a house after a chapter 7 bankruptcy?

How long after bankruptcy can you buy a house? The amount of time you need to wait after your bankruptcy is dismissed or discharged depends on the type of bankruptcy and your loan type. After a chapter 7 bankruptcy, you will generally have to wait about four years if you want a conventional loan and two years if you want a fha or va loan. Buying a house after your bankruptcy case will probably come easier and quicker than you think.